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Please note that I will not answer any personal finance questions.

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  • Dave

    Craig, is anyone trying to fix the forum?

  • http://www.crawlingroad.com/ Craig Rowland

    Yes. May be a day or two.

  • Paul

    Craig: I just finished your book and have a couple of questions regarding the bond portion of the permanent fund. First question: is the Vanguard Extended Duration Treasury ETF (EDV) an acceptable ETF for the bond portion of the Permanent Fund. I have been a long term investor with Vanguard and would like to continue with them without going the individual bond route. Second question, when I look at the TD Ameritrade bond site an individual can invest in any year bonds from 20 – 30 years out. The question is should a person diversity across several years (e.g. 25 -30) or just purchase one or two years. I am not looking for financial advice but merely clarification on a couple of ideas touched on in the book. Thanks for your response,
    Paul

  • http://www.crawlingroad.com/ Craig Rowland

    I’m sorry but I don’t answer personal finance questions for individuals as each situation is too different. You may want to try the forum for help.

  • CH

    Hi Craig. Is your book for someone like myself who has zero investing experience? I am considering the

    HB 25 x 4 strategy but also thinking about the PRPFX managed fund that I’ve been reading about. The PRPFX seems a bit costly for a strategy that involves buying and selling to keep within the balanced guidelines only once a year. I am also a bit concerned about the PRPFX performance. Thanks for any help!

  • http://www.crawlingroad.com/ Craig Rowland

    Yes the book should be very readable for a beginner. It will go over the value of simplicity, passive investing, and being widely diversified. I don’t know much about the PRPFX fund as I don’t use it myself, but for an all in one solution it is an option to consider if you don’t want the hassle/stress of doing things yourself.

  • Robert

    Craig, what are your thoughts on the new OUNZ fund. It’s a gold etf that allows delivery. http://www.merkfunds.com/about-us/press/2014-05-14.html

  • http://www.crawlingroad.com/ Craig Rowland

    I don’t know anything about it. Generally, I only use ETFs for convenience, not safety. If I wanted to hold physical gold, I’d use a service that specifically did that as the business.

  • Robert

    I hold an ETF (in addition to bullion) for the convenience of making adjustments, and to hold some gold in my retirement fund. I use Central Gold Trust, and Sprott Physical gold fund, as recommended in your book.

  • Robin

    Craig, I’ve done some surfing around and found BullionVault. https://www.bullionvault.com/help/index.do. Have you heard about them before? They help in storing physical gold. Charges quite reasonable too – 0.5% commission on buy/sell; annual storage at 0.12%. You reckon they are safe to deposit gold with them?

  • Frederick Ernst

    What is the rain gear you wear in your Oregon camping videos that you say you rely on to keep you dry? Looks like PVC. Maybe Helly Hansen ? Thanks !

  • http://www.crawlingroad.com/ Craig Rowland

    Helly Hansen Impertech. It’s listed in my store: http://www.crawlingroad.com/store under the raingear section.